It is an interesting thought for whoever comes across equities newly. I would say there are different sides to this, in many ways we might approach it in an Indian way compared to a western way, because there the interest rates are nearly 0%, here 6.5%, and also depends on your the proportion of down payment. And secondly, choosing rent vs an own house depends on your job style, if it involves more traveling, then rent would be a good idea, if it is static, then an own house would be a good idea, as at the end we have to classify what is our want and what is our need. Because, paying rent alone you would end up with no property, provided we don't have a free stay, but you might accumulate a corpus from equities/bonds, in India, the real estate market rarely corrects since it is very much tied to the economy, and in the recent past the operating cost in real estate has shot up due to rise in cement and steel prices, unless alternatives are found, the prices might go up. But in the stock market, there will be corrections in short term, if we survive the rumbles of it, maybe we can strike a balance. Last but not the least, some things may be easier to say, than to do. It is all about maintaining the balance between short-term comfort and long-term comfort. Thanks!
My memories with MS Dhoni : In December 2004, during a half yearly holidays in my high school he came in as a fashionable young wicket keeper, had seen many specialist keepers come and go in that period such as Parthiv Patel, DK, Ajay Ratra, Deep Dasgupta, so was not having any awe in him and getting a run out in hurried manner wasn't an impressive first showing. Was ignorant of the facts behind then, that he came from 3 centuries with India A in Kenya. Slowly as the days progressed, one rainy noon on the summer of April 2005, came back from an Annual exam to see India scoring more than 300 runs in the ODI against Pakistan in Vizag, from the scorecard saw that there was a change in batting order with MS Dhoni at 3 scoring 148 runs at a quick pace, but even then didn't have an awe in him. Days progressed through 2005, near a Deepavali day I was having a holiday, there was an ongoing ODI series against Sri Lanka, the series was already decided with India had won it comfortably al
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